Merchant Services

$0 Processing Fees.

Keep every dollar you earn. We put the cost of accepting cards where it belongs — on the card, not on you.
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Zero — what card processing costs you, here.
By The Numbers

What Switching Actually Looks Like

Transaction Fees
$3.50
The amount most processors deduct on every transaction, commonly called a swipe fee. Dual pricing shifts that cost to the card instead of coming out of your margin.
Discount Rate
2.90%
The percentage a processor keeps off the top of every transaction, deducted before the deposit hits your account. Here, that rate is zero.
Monthly Fee
$25
Most merchant accounts carry a flat fee just to keep the account open, whether you run a sale or not. We don't charge one.
Equipment Costs
$300
Terminals and POS hardware typically run several hundred dollars upfront elsewhere. We provide and set up equipment at no cost to you.
Cancellation Fees
$495
No contracts. Nothing to buy out if you ever decide to leave, unlike most processors who lock you in.

Two Prices. Zero Cost To You.

Your business posts a cash price and a card price. The gap between them covers the cost of accepting cards, so it's built into the price instead of coming out of your margin.

Why ZeroCost

Signup Is Just The Start.

The goal is making sure you understand what you're running, not just getting a signature.

Real Education

We walk through how dual pricing works before you sign anything, so there are no surprises once it's live.

Hands-On Setup

Equipment configured and pricing tested before your first real transaction runs through it.

A Real Person

Questions after you're live get answered by someone who actually set your account up.

FAQ

Straight Answers.

What is dual pricing?+

Your business posts a cash price and a card price. The card price covers the cost of accepting cards, so that cost isn't coming out of your margin on every sale.

Will this actually cost me anything?+

The program is built so processing costs are offset through the pricing structure rather than billed to you directly. We'll walk through your specific numbers before you commit to anything.

What equipment do you support?+

Dejavoo Z8, the full Clover lineup, Valor terminals, and most POS systems already in use at your business.

Do you only work in the tristate?+

Home base is the tristate area, but merchants nationwide can sign up and get set up remotely.

How do I get started?+

Reach out below and we'll go over your current setup, walk through how dual pricing would look for your business, and take it from there.

Ready To Stop Paying Credit Card Processing Fees?

Reach out and we'll walk through what this looks like for your business.

info@zerocostpay.com (917) 836-3773
Questions? Reach out directly.
info@zerocostpay.com (917) 836-3773